KYC Routing Is a Rules Problem, Not an AI Problem
Risk tiers, document requirements, verification paths — KYC routing is a set of explicit business rules. AI helps extract data, but the routing decision should be versioned, tested, and auditable.
Your Business Rules Are Technical Debt You Don't Track
Pricing logic, approval thresholds, routing conditions — scattered across code, spreadsheets, and institutional memory. The debt that no dashboard shows.
Explainability Is an Architecture Decision, Not a Feature
Intrinsic vs. post-hoc explainability is determined at design time. EU AI Act Article 86, GDPR, and CJEU rulings are making this an engineering constraint, not a policy discussion.